Spanning life

Welcome To Financial Solutions

A hub that kills all your financial worries!

We belong to you!

What We do?

Take a look at the different services that we provide.

Life & Health

Managing your finances when it comes to health can be difficult. You will have to provide for certain expenses that are unexpected. That is where we come in. We help you manage all this and you need not have to worry.

Property & Casualty

If you haven’t heard of property and casualty insurance, then you have probably do not have enough knowledge about insurance. Insurance is a major part of managing your money and you definitely need this insurance to cover the life of your property. 

Investors

Are you an active investor? You will see a lot of profits if you someone like us back you up. Investments decisions have a major impact on your asset ratio. That is why you are expected to take them with care. 

How can we help you

We would like to tell you how our service works. Scroll down to know more.

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What we do

Why choose us

You know for sure that it is not easy to handle finances easily. This is one of the reasons why you need a service provider you can rely on to manage your finances, helping you to focus on the other core areas of your business that needs your personal attention. We do it for you and that is why you have to choose us.

Personal Insolvency
Arrangement

Feeling like your debts are so huge that you might run bankrupt any moment? We are here to sort that out for you. We help you manage your debts and you can definitely save yourself from the embarrassment. 

Debt Settlement
Arrangement

Every business has a liability that is quite equal to the assets that they hold. But if the ratio turns bad, the company will have to face heavy losses. That is why we have our debt settlement arrangement plans that will not let your business down. 

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Latest News

Read through the latest news feeds we have in store for you

Finance and its Features

When looking at where it all started, there is concrete evidence that proves the concept of finance to be old as the human race ourselves. On the contrary, it’s quite hard to grasp that people have been dealing with money and the concepts that surround it for so long. Whether it be trading, or dealing with gold and coins way back when, money has always played a big role in human society. The term ‘finance’ ultimately translates to the management of money. In today’s business-driven environment, the term does not only revolve around money but also economics.

The word exchange is quite significant when explaining finance and might even have the ability to replace it as finance also refers to an exchange of resources. It is thus also only restricted in accordance with the management or exchange of money. It is an art of which one manages various resources such as money, investments, assets and securities.

Finance also plays a very big role in performing productive activities and carrying out business operations which includes sales, paying compensations, liability reserves, and more.

Defining Finance

The term finance is defined differently by many different types of people. It is thus very difficult to provide a single and complete definition. Instead, you must expand its meaning and take a lot of opinions and sources into consideration.

basics-of-finance

  1. Finance in a general sense – It a general manner, or when not referring to a facet or aspect, in particular, finance is best described as the management of various valuables, and most importantly money, of which can easily be converted into cash.
  2. Finance according to the experts – When it comes to though with an education in either business, entrepreneurship and financials, finance can be described as the task of simply providing the necessary and relevant funds, required by businesses of entities such as companies, individuals and firms, on the terms met which are the most favourable, to achieve prospective economic objectives.
  3. Finance according to Entrepreneurs – According to these business hopefuls, finance can be an entity with regards to money, since each business transaction involves some forms of money.
  4. Finance according to Academicians – Described as obtained funding and an effective utilisation of funds, it is best known for dealing with profits which compensate for the possible costs and risks created by the business.

Features of Finance

The main features of finance include the following:

  1. Profitable opportunities
  2. Investment opportunities
  3. The optimal mix of money
  4. A system of internal controlling
  5. A future decision-making featurette

Finance is an entity that should always be precise when it comes to the management of raised funds such as shares and equity, owned funds that include promoter contribution, and borrowed funds like loans and overdrafts. Finance is a wider perspective when it comes to the management of companies generated valuables and assets, which overall allows for the company’s optimal efficiency.

What You Need To Know About Business Finance

What You Need To Know About Business Finance

In business, the organization usually hires accountants to track their history, current status, progress and the prospects of their financials. Accountant thus plays a big role in the overall management of a company or business and are individuals that holds some of the biggest responsibility when it comes to business.

Business finance includes and an array of duties, documentation, implementation and tasks. These include the reading of financial statements, understanding the balance between profit and losses, utilizing the balance sheets and cash flow statements, keeping track of orders, invoicing payments, and more. If ever there are a shortage, or gap, in a business financial strategy, there are various tools that help you plan strategies and solutions in order to either break even or bridge the gap with the relevant loss.

The Reading of Financial Statements

Businesses have statements for both profits and losses which state whether it is leaning more towards profit than it is a loss. The balance sheet will help you reflect on your income and expenses and also, determine your company’s net worth over time. Business finance thus puts all the necessary and relevant information into perspective. For instance, if your company earns more money but has no working capital, the platform of business finance helps you understand where you are going wrong when spending your profits. Your cash flow statement will also help you understand the balance of when it is important, and when not, to earn more income.

Strategic Planning

Business finance plays an increasingly big role in the planning aspect of both owning or running a business. Planning strategically and in accordance with business finance will provide a financial anchor for your strategy and projections. A business financial plan can help you introduce a new product to the market, help you recognize your expenses, how to start, the cost of equipment and planning, collect information, assist with research and development strategies and help with marketing and advertising. It is thus a very important, if not crucial, part of the business initiative when launching a new product, service, or brand.

Strategic-Planning

Business finance also assists in forecasting and help you calculate the amount of product you’ll have to make a sale on, in order to predict both short-term and long-term financial goals.

Financials and Financing

Every so often, most companies/ businesses encounter cash flow problems. Incorporating business finance into your strategy will help you manage your financing. It will help you understand why it is important to calculate, for instance, interest and payments. It will also help you incorporate information into financial statements and allow you to make a more prospective and profitable choice when it comes to making loans and deciding on what is worthy to add to your expenses.

This strategy will help you manage your company successfully and push it further even more.

Our clients

Testimonials

Here’s what our clients say about us

With the help that they render, I am able to handle my finances better now. I can make real profits now.

John

Handling my personal finance has always been arduous. With the financial solutions that these guys provide my debt and asset management is getting better. 

Elize